Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Interest and dividend income:
Loans, including fees	$ 2,012	$ 1,939	$ 3,953	$ 3,775
Investments-taxable:
Securities	145	183	292	379
Mortgage-backed securities	135	90	261	185
Other	21	9	49	25
Total interest income	2,313	2,221	4,555	4,364
Interest expense:
Interest-bearing demand deposits and savings	74	116	160	226
Certificates of deposit	306	342	637	720
Total interest expense	380	458	797	946
Net interest income	1,933	1,763	3,758	3,418
Provision for loan losses	30	30	60	60
Net interest income after provision for loan losses	1,903	1,733	3,698	3,358
Noninterest income:
Customer service fees	233	173	429	333
Gain on sale of assets	1	1	179	0
Other operating income	10	17	19	34
Total noninterest income	244	191	627	367
Noninterest expense:
Salaries and benefits	575	550	1,171	1,133
Occupancy expense	204	183	395	371
FDIC deposit insurance	79	75	158	151
Professional and supervisory fees	99	40	152	80
Computer Expense	39	38	81	74
Other operating expense	132	119	232	223
Total noninterest expense	1,128	1,005	2,189	2,032
Income before income taxes	1,019	919	2,136	1,693
Income tax expense	350	313	730	576
Net income	$ 669	$ 606	$ 1,406	$ 1,117
Earnings per share (EPS)-basic	$ 0.29	$ 0.26	$ 0.61	$ 0.48
Diluted EPS	$ 0.27	$ 0.25	$ 0.57	$ 0.45