Consolidated Balance Sheets (Unaudited) (USD $) In Thousands	Jun. 30, 2011		Dec. 31, 2010
ASSETS
Cash and noninterest-bearing deposits	$ 2,202		$ 2,256
Interest-bearing demand deposits	157		421
Federal funds sold	28,450		46,025
Total cash and cash equivalents	30,809		48,702
Investment securities:
Securities held-to-maturity (estimated market value of $140-2010)	0		139
Securities available-for-sale, at estimated market value	64,745		62,436
First National Banker's Bank stock, at cost	210		210
Federal Home Loan Bank stock, at cost	240		239
Loans, net of allowance for loan losses of $1,348-2011 and $1,286-2010	131,454		127,190
Accrued interest receivable	803		804
Premises and equipment, net	5,411		5,551
Other real estate owned	0		10
Prepaid and other assets	1,215		2,470
Total assets	234,887		247,751
Deposits:
Noninterest-bearing	21,740		33,805
Interest-bearing	173,759		178,280
Total deposits	195,499		212,085
Accrued interest payable	295		311
Stock escrow liability	0		10,230
Other liabilities	1,207		1,015
Total liabilities	197,001		223,641
Stockholders' equity :
Preferred stock-$.01 par value; authorized 10,000,000 shares-2011 and 1,000,000-2010; none issued-no rights/preferences set by board	0		0
Common stock-$.01 par value; authorized 40,000,000 shares-2011 and 4,000,000-2010; 2,382,137 shares issued and outstanding-2011 and 2,379,205 shares-2010	24		15
Additional paid-in capital	29,597		16,575
Retained earnings	8,659		9,256
Accumulated other comprehensive income	248		267
Stockholders' equity before adjustments	38,528		26,113
Unearned common stock held by Recognition and Retention Plan (RRP) (8,347 shares-2011 and 10,628 shares-2010)	(30)		(60)
Unallocated common stock held by ESOP (63,505-2011 and 13,691 shares-2010 unreleased)	(612)		(95)
Treasury stock-at cost (-0- shares-2011 and 89,434-2010)	0		(1,848)
Total stockholders' equity (substantially restricted)	37,886	[1]	24,110	[1]
Total liabilities and stockholders' equity	$ 234,887		$ 247,751

[1] Prior period shares issued and outstanding figures were adjusted for comparability using the conversion ratio of 1.7427 due to completion of second step offering on January 4, 2011.