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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Cash Flows From Operating Activities    
Net income $ 4,512 $ 3,639
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 195 108
Provision for real estate owned 196 164
Depreciation and amortization, net 1,075 907
Deferred loan fees, net (51) 33
Deferred income tax expense (benefit) 1,923 (362)
Loss on sale of real estate owned 6 11
Change in loan servicing asset (27)  
Gain on sales of securities (149) (234)
Mortgage loans originated for sale (4,669)  
Mortgage loans sold 4,978  
Gain on sales of mortgage loans 145  
Increase in cash surrender value of bank owned life insurance (286) (307)
Gain on portfolio loan sales (256)  
ESOP compensation expense 475 382
Stock based compensation expense 278 248
Net change in operating assets and liabilities:    
Accrued interest receivable 49 70
Accrued interest payable 10 (2)
Other (2,372) (193)
Net cash provided by operating activities 6,032 4,464
Cash Flows From Investing Activities    
Net cash received from acquisition of Stephens Federal 24,079  
Purchases of premises and equipment (435) (152)
Purchases of securities held-to-maturity   (3,486)
Purchases of securities available-for-sale (38,274) (37,924)
Proceeds from maturities, paydowns and calls of securities available-for-sale 21,027 13,981
Proceeds from sales of securities available-for-sale 11,174 18,721
Redemptions of restricted equity securities $ 27 124
Proceeds from sale of securities held-to-maturity 2,270
Proceeds from sale of real estate owned $ 2,568 196
Loan originations and repayments, net 16,517 (8,977)
Net cash provided by (used in) investing activities 36,683 (15,247)
Cash Flows from Financing Activities    
Net change in deposits (26,136) (11,407)
Dividends paid (2,242) (2,236)
Purchase of treasury stock (35) (1,626)
Net cash used in financing activities (28,413) (15,269)
Change in cash and cash equivalents 14,302 (26,052)
Cash and cash equivalents, beginning of year 11,890 37,942
Cash and cash equivalents, end of year $ 26,192 $ 11,890