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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash Flows From Operating Activities    
Net income $ 2,973 $ 2,818
Adjustments to reconcile net income to net cash provided by operating activities:    
Provision for loan losses 257 224
Provision for real estate owned 3 349
Depreciation and amortization, net 858 341
Deferred loan fees, net 211 200
Gain on sale of real estate owned (65) (46)
Gain on sales of securities (14) (89)
Loss from other-than-temporary impairment   7
Income on bank owned life insurance (15) (18)
ESOP compensation expense 198 169
Stock based compensation expense 171  
Net change in operating assets and liabilities:    
Accrued interest receivable (54) (187)
Accrued interest payable (16) (11)
Other 394 (424)
Net cash provided by operating activities 4,901 3,333
Cash Flows From Investing Activities    
Purchases of premises and equipment (69) (116)
Purchases of securities held-to-maturity (1,743) (1,743)
Purchases of securities available-for-sale (31,309) (38,998)
Proceeds from maturities, paydowns and calls of securities available-for-sale 9,399 3,838
Proceeds from maturities, paydowns and calls of securities held-to-maturity 2,292 1,908
Proceeds from sales of securities available-for-sale 1,243 10,509
(Purchases) redemptions of restricted equity securities 115 (7)
Proceeds from sale of real estate owned 1,128 1,642
Loan originations and repayments, net 20,972 8,462
Net cash provided by (used in) investing activities 2,028 (14,505)
Cash Flows from Financing Activities    
Net change in deposits 416 791
Dividends paid (1,818) (1,201)
Purchase of treasury stock (5,479)  
Net cash used in financing activities (6,881) (410)
Change in cash and cash equivalents 48 (11,582)
Cash and cash equivalents, beginning of year 47,612 60,830
Cash and cash equivalents, end of period $ 47,660 $ 49,248