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CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Mar. 31, 2013
Mar. 31, 2012
Interest and dividend income:        
Loans, including fees $ 3,136 $ 3,511 $ 9,740 $ 10,819
Securities, taxable 296 240 836 608
Federal funds sold and other 19 30 57 92
Total interest income 3,451 3,781 10,633 11,519
Interest expense:        
Deposits 513 747 1,706 2,535
Total interest expense 513 747 1,706 2,535
Net interest income 2,938 3,034 8,927 8,984
Provision for loan losses 180 82 257 224
Net interest income after provision for loan losses 2,758 2,952 8,670 8,760
Noninterest income:        
Service charges on deposit accounts 21 24 63 60
Gain on sales of securities   22 14 89
Gain on sales of real estate owned     65 46
Other 67 12 80 18
Total noninterest income 88 58 222 213
Noninterest expense:        
Salaries and employee benefits 859 700 2,473 2,127
Occupancy and equipment 158 165 489 496
Data processing 65 61 193 237
Professional and supervisory fees 131 118 306 361
Office expense 71 38 117 115
Advertising 19 14 54 51
FDIC deposit insurance 40 42 107 123
Charitable contributions 1 1 2 1
Provision for real estate owned and related expenses 11 199 65 536
Other 82 90 228 287
Total noninterest expense 1,437 1,428 4,034 4,334
Income before income taxes 1,409 1,582 4,858 4,639
Income tax expense 559 634 1,885 1,821
Net income 850 948 2,973 2,818
Other comprehensive income, net of tax        
Unrealized gain on securities available-for-sale, net of taxes (25) 111 187 208
Reclassification adjustment for gains realized in income, net of taxes     (9) (42)
Other comprehensive income (25) 111 178 166
Comprehensive income $ 825 $ 1,059 $ 3,151 $ 2,984
Net income per share        
Basic net income per share: (Note 2) (in dollars per share) $ 0.14 $ 0.16 $ 0.49 $ 0.46
Diluted net income per share (Note 2) (in dollars per share) $ 0.14 $ 0.16 $ 0.48 $ 0.46
Dividends declared per share (in dollars per share) $ 0.10 $ 0.10 $ 0.30 $ 0.20