CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2025	Jun. 30, 2025
ASSETS
Cash and Cash Equivalents (Includes Interest-Bearing Deposits with Other Banks of $12,465 and $10,380 at December 31, 2025 and June 30, 2025, Respectively)	$ 19,268	$ 17,347
Securities Available-for-Sale (amortized cost December 31, 2025: $40,197; June 30, 2025: $36,695, Respectively)	38,446	34,246
Securities Held-to-Maturity (fair value December 31, 2025: $49,671; June 30, 2025: $51,139, Respectively)	58,238	61,334
Other Securities	654	650
Loans Held-for-Sale	861	1,540
Loans Receivable, Net of Allowance for Credit Losses (December 31, 2025: $4,442; June 30, 2025: $4,484, Respectively)	471,533	461,004
Accrued Interest Receivable	1,873	1,836
Premises and Equipment, Net	16,752	17,266
Bank Owned Life Insurance	6,984	6,926
Goodwill	2,990	2,990
Core Deposit Intangible	784	915
Deferred Tax Asset	982	1,163
Real Estate Owned	809	970
Other assets	1,275	1,305
Total Assets	621,449	609,492
Deposits:
Non-interest bearing	127,846	122,416
Interest bearing	427,031	423,874
Total Deposits	554,877	546,290
Advances from Borrowers for Taxes and Insurance	393	543
Other Borrowings	4,000	4,000
Other Accrued Expenses and Liabilities	4,430	3,454
Total Liabilities	563,700	554,287
STOCKHOLDERS’ EQUITY
Preferred Stock - $0.01 Par Value; 10,000,000 Shares Authorized: None Issued and Outstanding	0	0
Common Stock - $0.01 Par Value; 40,000,000 Shares Authorized: 3,078,470 and 3,084,764 Shares Issued and Outstanding at December 31, 2025 and June 30, 2025 Respectively	34	32
Additional Paid-in Capital	43,978	42,187
Unearned ESOP Stock	(292)	(321)
Retained Earnings	15,412	15,241
Accumulated Other Comprehensive Loss	(1,383)	(1,934)
Total Stockholders’ Equity	57,749	55,205
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY	$ 621,449	$ 609,492