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Regulatory Matters (Tables)
 12 Months Ended
Jun. 30, 2025
Regulatory Matters [Abstract]  
Actual and Required Capital Amounts and Ratios for OCC Regulatory Capital Adequacy Purposes
The Bank’s actual and required capital amounts and ratios for OCC regulatory capital adequacy purposes are presented below as of June 30, 2025 and 2024:

                     
Required for Capital
  
         
Actual
    
Adequacy Purposes
  
 
        
Amount
    
Ratio
    
Amount
    
Ratio
  
         
(Dollars in Thousands)
  
June 30, 2025
                              
Common Equity Tier 1
    
(1)
   
56,720
      
13.59
%
    
18,809
      
4.50
%
Tier 1 Capital
     (1)
    56,720       13.59 %     25,079       6.00 %
Total Capital
    
(1)

   
61,204
      
14.67
%
    
33,439
      
8.00
%
Leverage
     (2)
    56,720       9.40 %     24,129       4.00 %
Tangible Capital
    (2)
    56,720       9.40 %     9,048       1.50 %
                                         
June 30, 2024
                                        
Common Equity Tier 1
    
(1)
   
57,738
      
13.29
%
    
19,546
      
4.50
%
Tier 1 Capital
     (1)
    57,738       13.29 %     26,061       6.00 %
Total Capital
    
(1)
   
62,312
      
14.35
%
    
34,748
      
8.00
%
Leverage
     (2)
    57,738       8.99 %     25,683       4.00 %
Tangible Capital
    (2)
    57,738       8.99 %     9,631       1.50 %
_________________________
(1) Amounts and Ratios to Total Risk-Weighted Assets
(2) Amounts and Ratios to Adjusted Average Total Consolidated Assets
Actual and Required Capital Amounts and Ratios to be Well Capitalized under Prompt Corrective Action Provisions
The Bank’s actual and required capital amounts and ratios to be well capitalized under prompt corrective action provisions are presented below as of June 30, 2025 and 2024:

                     
Required to be
  
         
Actual
    
Well Capitalized
  
 
        
Amount
    
Ratio
    
Amount
    
Ratio
  
         
(Dollars in Thousands)
  
June 30, 2025
                              
Common Equity Tier 1
    
(1)
   
56,720
      
13.59
%
    
27,169
      
6.50
%
Tier 1 Capital
    
(1)
   
56,720
      
13.59
%
    
33,439
      
8.00
%
Total Capital
    
(1)
   
61,204
      
14.67
%
    
41,799
      
10.00
%
Leverage
     (2)
    56,720       9.40 %     30,161       5.00 %
                                         
June 30, 2024
                                        
Common Equity Tier 1
    
(1)

   
57,738
      
13.29
%
    
28,233
      
6.50
%
Tier 1 Capital
    
(1)
   
57,738
      
13.29
%
    
34,748
      
8.00
%
Total Capital
    
(1)

   
62,312
      
14.35
%
    
43,435
      
10.00
%
Leverage
     (2)
    57,738       8.99 %     32,104       5.00 %
__________________________
(1) Amounts and Ratios to Total Risk-Weighted Assets
(2) Amounts and Ratios to Adjusted Average Total Consolidated Assets
Actual and Required Capital Amounts and Ratios Applicable to the Bank
The actual and required capital amounts and ratios applicable to the Bank for the years ended June 30, 2025 and 2024 are presented in the following tables, including a reconciliation of capital under generally accepted accounting principles to such amounts reported for regulatory purposes (Non-GAAP):

               
Minimum for Capital
  
    
Actual
    
Adequacy Purposes
  
June 30, 2025
  
Ratio
    
Amount
    
Ratio
    
Amount
  
    
(Dollars in Thousands)
  
                         
Total Equity
  
    $ 57,914              
Investments in and Advances to Nonincludable Subsidiaries
          
(118
)
            
Unrealized Gains on Securities Available-for-Sale
          
2,785
              
Goodwill
           (2,990 )            
Intangible Assets
           (871 )            
Common Equity Tier 1 Capital
     13.59 %
(1)
  56,720       4.50 %   $ 18,809  
Tier 1 Capital     13.59 %
(1)
  56,720       6.00 %     25,079  
Leverage
    
9.40
%
(2)
 
56,720
      
4.00
%
    
24,129
  
Tangible Capital
    9.40 % 
(2)
  56,720       1.50 %
    9,048  
Allowance for Credit Losses
            
4,484
                  
Total Capital
    
14.67
%
(1)
 
61,204
      
8.00
%
    
33,439
  
                                 
Risk-Weighted Assets
            
417,287
                  
Adjusted Average Total Consolidated Assets
             603,223                  

               
Minimum for Capital
  
    
Actual
    
Adequacy Purposes
  
June 30, 2024
  
Ratio
    
Amount
    
Ratio
    
Amount
  
    
(Dollars in Thousands)
  
                         
Total Equity
  
    $ 59,025              
Investments in and Advances to Nonincludable Subsidiaries
          
(118
)
            
Unrealized Gains on Securities Available-for-Sale
          
2,615
              
Goodwill
           (2,670 )            
Intangible Assets
           (1,114 )            
Common Equity Tier 1 Capital     13.29 %
(1)
  57,738       4.50 %   $ 19,546  
Tier 1 Capital
     13.29 %
(1)
  57,738       6.00 %     26,061  
Leverage
    
8.99
%
(2)
 
57,738
      
4.00
%
    
25,683
  
Tangible Capital
    8.99 % 
(2)
  57,738       1.50 %
    9,631  
Allowance for Credit Losses
            
4,574
                  
Total Capital
     14.35 %
(1)
 
62,312
      
8.00
%
     34,748  
                                 
Risk-Weighted Assets
            
434,351
                  
Adjusted Average Total Consolidated Assets
             642,073                  
_________________________
(1) Amounts and Ratios to Total Risk-Weighted Assets
(2) Amounts and Ratios to Adjusted Average Total Consolidated Assets