Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
INTEREST INCOME
Loans, including fees	$ 27,346	$ 29,016
Investment securities	325	651
Mortgage-backed securities	1,941	1,826
Other interest-earning assets	850	371
Total interest income	30,462	31,864
INTEREST EXPENSE
Deposits	11,441	11,998
Federal Home Loan Bank borrowings	0	180
Other bank borrowings	350	735
Total interest expense	11,791	12,913
Net interest income	18,671	18,951
PROVISION FOR (RECOVERY OF) CREDIT LOSSES	(126)	40
Net interest income after provision for credit losses	18,797	18,911
NON-INTEREST INCOME
Gain on sale of loans	384	265
Loss on sale of real estate	(265)	(415)
(Loss) Gain on sale of securities	(6)	26
Income on bank owned life insurance	116	110
Service charges on deposit accounts	1,568	1,524
Other income	208	74
Total non-interest income	2,005	1,584
NON-INTEREST EXPENSE
Compensation and benefits	8,940	9,524
Occupancy and equipment	2,354	2,202
Data processing	1,439	655
Audit and examination fees	597	549
Franchise and bank shares tax	439	656
Advertising	145	360
Professional fees	495	557
Loan and collection	134	155
Amortization core deposit intangible	284	334
Deposit insurance premium	347	393
Other expenses	974	1,041
Total non-interest expense	16,148	16,426
Income before income taxes	4,654	4,069
PROVISION FOR INCOME TAX EXPENSE	766	476
NET INCOME	$ 3,888	$ 3,593
EARNINGS PER SHARE
Basic (in dollars per share)	$ 1.27	$ 1.18
Diluted (in dollars per share)	$ 1.26	$ 1.17