Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
INTEREST INCOME
Loans, Including Fees	$ 13,762	$ 12,161
Mortgage-Backed Securities	989	994
Investment Securities	7	5
Other Interest-Earning Assets	14	13
Total Interest Income	14,772	13,173
INTEREST EXPENSE
Deposits	2,234	2,158
Federal Home Loan Bank Borrowings	244	164
Other Borrowings	3	14
Total Interest Expense	2,481	2,336
Net Interest Income	12,291	10,837
PROVISION FOR LOAN LOSSES	300	168
Net Interest Income after Provision for Loan Losses	11,991	10,669
NON-INTEREST INCOME
Gain on sale of real estate	0	129
Gain on Sale of Loans	2,278	1,636
Gain on Sale of Securities	10	35
Income on Bank Owned Life Insurance	163	173
Service Charges on Deposit Accounts	456	333
Other Income	54	34
Total Non-Interest Income	2,961	2,340
NON-INTEREST EXPENSE
Compensation and Benefits	6,261	5,619
Occupancy and Equipment	1,050	861
Franchise and Bank Shares Tax	265	348
Advertising	249	272
Data Processing	527	476
Audit and Examination Fees	216	200
Legal Fees	330	367
Loan and Collection Expense	332	132
Deposit Insurance Premiums	164	152
Other Expenses	542	506
Total Non-Interest Expense	9,936	8,933
Income Before Income Taxes	5,016	4,076
PROVISION FOR INCOME TAX EXPENSE	1,661	1,332
Net Income	$ 3,355	$ 2,744
EARNINGS PER SHARE:
Basic (in dollars per share)	$ 1.70	$ 1.33
Diluted (in dollars per share)	$ 1.65	$ 1.29