Summary of Significant Accounting Policies (Tables)

12 Months Ended

Jun. 30, 2015

Summary of Significant Accounting Policies [Abstract]

Components of Cash and Cash Equivalents

At June 30, 2015 and 2014, cash and cash equivalents consisted of the following:

	2015		2014
	(In Thousands)
Cash on Hand	$	791	$	410
Demand Deposits at Other Institutions		4,475		4,098
Federal Funds Sold		15,900		9,125
Total	$	21,166	$	13,633

Estimated Useful Lives

Estimated useful lives are as follows:

Buildings and Improvements                              10 - 40 Years

Furniture and Equipment                                       3 - 10 Years

Components of Other Comprehensive Income and Related Tax Effects

The components of other comprehensive income and related tax effects are as follows:

	2015			2014
	(In Thousands)
Unrealized Holding (Loss) Gain on Available-for-Sale Securities	$	(99	)	$	209
Reclassification Adjustment for Gain Realized in Income		(10	)		(15	)
Net Unrealized (Loss) Gain		(109	)		194
Tax Effect		37			(66	)
Net-of-Tax Amount	$	(72	)	$	128

Components of Accumulated Other Comprehensive Income Included in Stockholders' Equity

The components of accumulated other comprehensive income, included in stockholders' equity, are as follows:

	2015			2014
	(In Thousands)
Net Unrealized Gain on Securities Available-for-Sale	$	152		$	261
Tax Effect		(52	)		(89	)
Net-of-Tax Amount	$	100		$	172