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CONSOLIDATED BALANCE SHEETS - USD ($)
$ in Thousands
Jun. 30, 2015
Dec. 31, 2014
Cash and due from banks:    
Noninterest-bearing $ 16,693 $ 18,965
Interest-bearing 22,892 20,286
Total cash and cash equivalents 39,585 39,251
Available for sale securities, at fair value 170,803 173,040
Loans held for sale 1,240 747
Loans receivable (net of allowance for loan losses of $8,437 at June 30, 2015 and $7,797 at December 31, 2014) 1,100,772 1,044,864
Federal Home Loan Bank stock, at cost 10,962 10,333
Federal Reserve Bank stock, at cost 3,621 0
Bank-owned life insurance 21,609 21,306
Premises and equipment, net 22,130 21,711
Goodwill and other intangibles 18,396 18,697
Accrued interest receivable 4,033 3,853
Deferred tax asset, net 7,861 8,048
Other real estate owned, net 1,420 1,271
Other assets 6,917 7,412
Total assets 1,409,349 1,350,533
Deposits:    
Noninterest-bearing 150,920 146,062
Interest-bearing 879,208 864,651
Total deposits 1,030,128 1,010,713
Mortgagors' and investors' escrow accounts 3,900 3,600
Federal Home Loan Bank advances 192,193 148,277
Junior subordinated debt owed to unconsolidated trust 8,248 8,248
Accrued expenses and other liabilities 22,259 21,956
Total liabilities 1,256,728 1,192,794
Shareholders' Equity:    
Preferred stock ($.01 par value; 1,000,000 shares authorized; none issued) 0 0
Common stock ($.01 par value; 35,000,000 shares authorized; 12,227,845 shares and 12,776,426 shares issued and outstanding at June 30, 2015 and December 31, 2014, respectively) 122 128
Additional paid-in-capital 124,771 125,459
Unallocated common shares held by ESOP (3,888) (4,128)
Unearned restricted shares (1,115) (1,312)
Retained earnings 32,449 37,497
Accumulated other comprehensive income 282 95
Total shareholders' equity 152,621 157,739
Total liabilities and shareholders' equity $ 1,409,349 $ 1,350,533