Credit risk (Tables)

12 Months Ended

Dec. 31, 2018

Credit Risk Tables Abstract

Schedule of gross carrying amounts of loans to customers

	2018												2017
	ECL staging
	Stage 1			Stage 2			Stage 3			Total			Total
	Lifetime ECL			Lifetime ECL			Lifetime ECL
	RMB’000			RMB’000			RMB’000			RMB’000			RMB’000
Loan receivables		24,100			101,150			698,520			823,770			818,114
Accrued interest		-			-			153,181			153,181			-
Gross loan receivables		24,100			101,150			851,701			976,951			818,114
Loss allowance		(3,919	)		(20,498	)		(372,880	)		(397,297	)		(26,724	)
Carrying amount		20,181			80,652			478,821			579,654			791,390