CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 114,763,000	$ 147,685,000
Federal funds sold and other cash equivalents	67,000,000
Cash and cash equivalents	181,763,000	147,685,000
Interest-earning deposits in other financial institutions	600,000	600,000
Securities:
Available for sale	126,069,000	73,762,000
Held to maturity (fair value of $8,632 and $9,940 at December 31, 2019 and December 31, 2018, respectively)	8,332,000	9,961,000
Mortgage loans held for sale	108,194,000	434,522,000
Loans held for investment:
Real estate	1,852,206,000	1,762,864,000
Commercial and other	349,391,000	387,474,000
Total loans	2,201,597,000	2,150,338,000
Unaccreted discount on acquired loans	(5,067,000)	(9,229,000)
Deferred loan costs (fees), net	404,000	906,000
Total loans, net of deferred loan fees	2,196,934,000	2,142,015,000
Allowance for loan losses	(18,816,000)	(17,577,000)
Net loans	2,178,118,000	2,124,438,000
Premises and equipment	16,813,000	17,307,000
Federal Home Loan Bank (FHLB) stock	15,000,000	9,707,000
Net deferred tax assets	2,326,000	4,642,000
Other real estate owned (OREO)	293,000	1,101,000
Cash surrender value of life insurance (BOLI)	34,353,000	33,578,000
Goodwill	58,563,000	58,383,000
Servicing assets	17,083,000	17,370,000
Core deposit intangibles	6,100,000	7,601,000
Accrued interest and other assets	34,928,000	33,345,000
Total assets	2,788,535,000	2,974,002,000
Deposits:
Noninterest-bearing demand	458,763,000	438,764,000
Savings, NOW and money market accounts	537,490,000	579,247,000
Time deposits $250,000 and under	655,303,000	532,395,000
Time deposits over $250,000	597,382,000	593,635,000
Total deposits	2,248,938,000	2,144,041,000
Reserve for unfunded commitments	826,000	688,000
FHLB advances	0	319,500,000
Long-term debt, net of debt issuance costs	104,049,000	103,708,000
Subordinated debentures	9,673,000	9,506,000
Accrued interest and other liabilities	17,359,000	21,938,000
Total liabilities	2,380,845,000	2,599,381,000
Commitments and contingencies - Note 7 and 13
Shareholders' equity:
Preferred Stock - 100,000,000 shares authorized, no par value; none outstanding
Common Stock - 100,000,000 shares authorized, no par value; 20,030,866 shares issued and outstanding at December 31, 2019 and 20,000,022 shares at December 31, 2018	290,395,000	288,610,000
Additional paid-in capital	4,938,000	5,659,000
Retained earnings	112,046,000	81,618,000
Non-controlling interest	72,000	72,000
Accumulated other comprehensive income (loss), net	239,000	(1,338,000)
Total shareholders’ equity	407,690,000	374,621,000
Total liabilities and shareholders’ equity	$ 2,788,535,000	$ 2,974,002,000