Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Operating activities
Net income	$ 11,623,000	$ 15,281,000
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization of premises and equipment	941,000	951,000
Net accretion of securities, loans, deposits, and other	(1,667,000)	(2,890,000)
Amortization of investment in affordable housing tax credits	952,000	602,000
Amortization of intangible assets	951,000	1,173,000
Amortization of right-of-use asset	2,545,000	2,494,000
Change in operating lease liabilities	(2,462,000)	(2,325,000)
Provision for credit losses	9,133,000	557,000
Stock-based compensation	1,180,000	828,000
Deferred tax benefit	(329,000)	(173,000)
Gain on sale of loans	(439,000)	(763,000)
Gain on sale and transfer of OREO	0	(1,016,000)
Gain on sale of fixed assets	(42,000)	0
Increase in cash surrender value of life insurance	(814,000)	(767,000)
Loans originated and purchased for sale, net	(1,938,000)	(20,332,000)
Proceeds from loans held for sale	8,574,000	27,758,000
Other items	1,222,000	(4,857,000)
Net cash provided by operating activities	29,430,000	16,521,000
Investing activities
Purchases	(110,410,000)	(222,220,000)
Maturities, repayments and calls	124,717,000	215,711,000
Securities held to maturity:
Maturities, repayments and calls	1,000,000	0
Net (increase) decrease in other equity securities	(228,000)	393,000
Net increase of investment in qualified affordable housing projects	(1,538,000)	(251,000)
Net increase in loans	(217,800,000)	(25,509,000)
Proceeds from sales of loans originally classified as HFI	24,528,000	0
Proceeds from sales of OREO	7,526,000	2,936,000
Proceeds from sale of fixed assets	42,000	0
Purchases of premises and equipment	(278,000)	(298,000)
Net cash used in investing activities	(172,441,000)	(29,238,000)
Financing activities
Net increase in demand deposits and savings accounts	9,518,000	18,391,000
Net increase (decrease) in time deposits	94,871,000	(169,603,000)
Proceeds from FHLB advances	150,000,000	0
Repayments of FHLB Advances	(170,000,000)	0
Cash dividends paid	(5,719,000)	(5,986,000)
Restricted stock units vesting	(224,000)	(64,000)
Common stock repurchased, net of repurchase costs	(1,499,000)	(9,624,000)
Exercise of stock options	171,000	999,000
Net cash provided by (used in) financing activities	77,118,000	(165,887,000)
Net decrease in cash and cash equivalents	(65,893,000)	(178,604,000)
Cash and cash equivalents at beginning of period	257,745,000	431,373,000
Cash and cash equivalents at end of period	191,852,000	252,769,000
Cash paid during the period:
Interest paid	53,654,000	64,426,000
Taxes paid	2,869,000	3,771,000
Non-cash investing and financing activities:
Transfer from loans to other real estate owned	11,696,000	1,920,000
Loans transferred to held for sale, net	19,475,000	7,898,000
Additions to servicing assets	104,000	207,000
Recognition of operating lease right-of-use assets	(51,000)	(3,221,000)
Recognition of operating lease liabilities	$ 51,000	$ 3,221,000