Note 17 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2023

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						Amount of Capital Required
											To Be Well-Capitalized
						Minimum Required for					Under Prompt Corrective
	Actual					Capital Adequacy Purposes					Provisions
(dollars in thousands)	Amount		Ratio			Amount		Ratio (1)			Amount		Ratio
As of September 30, 2023:
Tier 1 Leverage Ratio
Consolidated	$	469,453		11.68	%	$	160,744		4.0	%	$	200,930		5.0	%
Bank		561,797		13.99	%		160,666		4.0	%		200,833		5.0	%
Common Equity Tier 1 Risk-Based Capital Ratio
Consolidated	$	454,569		17.65	%	$	115,916		4.5	%	$	167,434		6.5	%
Bank		561,797		21.83	%		115,791		4.5	%		167,254		6.5	%
Tier 1 Risk-Based Capital Ratio
Consolidated	$	469,453		18.22	%	$	154,554		6.0	%	$	206,072		8.0	%
Bank		561,797		21.83	%		154,389		6.0	%		205,851		8.0	%
Total Risk-Based Capital Ratio
Consolidated	$	675,805		26.24	%	$	206,072		8.0	%	$	257,590		10.0	%
Bank		594,096		23.09	%		205,851		8.0	%		257,314		10.0	%

						Amount of Capital Required
											To Be Well-Capitalized
						Minimum Required for					Under Prompt Corrective
	Actual					Capital Adequacy Purposes					Provisions
(dollars in thousands)	Amount		Ratio			Amount		Ratio (1)			Amount		Ratio
As of December 31, 2022:
Tier 1 Leverage Ratio
Consolidated	$	446,776		11.67	%	$	153,116		4.0	%	$	191,395		5.0	%
Bank		569,071		14.89	%		152,900		4.0	%		191,124		5.0	%
Common Equity Tier 1 Risk Based Capital Ratio
Consolidated	$	432,056		16.03	%	$	121,291		4.5	%	$	175,199		6.5	%
Bank		569,071		21.14	%		121,110		4.5	%		174,937		6.5	%
Tier 1 Risk-Based Capital Ratio
Consolidated	$	446,776		16.58	%	$	161,722		6.0	%	$	215,629		8.0	%
Bank		569,071		21.14	%		161,481		6.0	%		215,307		8.0	%
Total Risk-Based Capital Ratio
Consolidated	$	654,159		24.27	%	$	215,629		8.0	%	$	269,537		10.0	%
Bank		602,819		22.40	%		215,307		8.0	%		269,134		10.0	%