Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
Assets
Cash and due from banks	$ 330,791	$ 83,548
Interest-earning deposits in other financial institutions	600	600
Securities:
Available for sale	354,378	256,830
Held to maturity (fair value of $4,750 and $5,563 at September 30, 2023 and December 31, 2022, respectively)	5,214	5,729
Mortgage loans held for sale	62	0
Loans held for investment:
Real estate	2,929,017	3,053,864
Commercial and other	191,552	283,106
Total loans	3,120,569	3,336,970
Unaccreted discount on acquired loans	(998)	(1,238)
Deferred loan costs, net	1,381	717
Total loans, net of deferred loan costs and unaccreted discounts on acquired loans	3,120,952	3,336,449
Allowance for credit losses	(42,430)	(41,076)
Net loans	3,078,522	3,295,373
Premises and equipment, net	26,134	27,009
Federal Home Loan Bank (FHLB) stock	15,000	15,000
Net deferred tax assets	18,323	16,977
Cash surrender value of bank owned life insurance (BOLI)	58,346	57,310
Goodwill	71,498	71,498
Servicing assets	8,439	9,521
Core deposit intangibles	3,010	3,718
Right-of-use assets- operating leases	29,949	25,447
Accrued interest and other assets	69,088	50,498
Total assets	4,069,354	3,919,058
Deposits:
Noninterest-bearing demand	572,393	798,741
Savings, NOW and money market accounts	608,020	615,339
Time deposits $250,000 and under	1,237,831	837,369
Time deposits over $250,000	735,828	726,234
Total deposits	3,154,072	2,977,683
Reserve for unfunded commitments	654	1,157
FHLB advances	150,000	220,000
Long-term debt (net of unamortized debt issuance costs of $981 and $1,415 at September 30, 2023 and December 31, 2022, respectively)	174,019	173,585
Subordinated debentures	14,884	14,720
Lease liabilities - operating leases	31,265	26,523
Accrued interest and other liabilities	41,949	20,827
Total liabilities	3,566,843	3,434,495
Commitments and contingencies - Note 13
Shareholders' equity:
Preferred Stock - 100,000,000 shares authorized, no par value; none outstanding	0	0
Common Stock - 100,000,000 shares authorized, no par value; 18,995,303 shares issued and outstanding at September 30, 2023 and 18,965,776 shares issues and outstanding at December 31, 2022	277,462	276,912
Additional paid-in capital	3,579	3,361
Retained earnings	247,159	225,883
Non-controlling interest	72	72
Accumulated other comprehensive loss, net	(25,761)	(21,665)
Total shareholders’ equity	502,511	484,563
Total liabilities and shareholders’ equity	$ 4,069,354	$ 3,919,058