Note 5 - Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2022

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

	For the Three Months Ended June 30,
	2022													2021
(dollars in thousands)	Real Estate		Commercial			Other			Unallocated		Total			Real Estate			Commercial			Other			Unallocated			Total
Allowance for loan losses:
Beginning balance	$	29,022	$	3,800		$	470		$	—	$	33,292		$	25,934		$	4,781		$	46		$	34		$	30,795
Provisions		1,471		(550	)		(6	)		—		915			567			96			(30	)		(5	)		628
Charge-offs		—		—			(55	)		—		(55	)		(67	)		(90	)		—			—			(157	)
Recoveries		—		—			2			—		2			—			—			86			—			86
	$	30,493	$	3,250		$	411		$	—	$	34,154		$	26,434		$	4,787		$	102		$	29		$	31,352

	For the Six Months Ended June 30,
	2022													2021
(dollars in thousands)	Real Estate		Commercial			Other			Unallocated		Total			Real Estate			Commercial			Other			Unallocated		Total
Allowance for loan losses:
Beginning balance	$	28,592	$	3,793		$	527		$	—	$	32,912		$	24,677		$	4,617		$	43		$	—	$	29,337
Provisions		1,901		(603	)		(17	)		—		1,281			1,824			260			15			29		2,128
Charge-offs		—		—			(102	)		—		(102	)		(67	)		(90	)		(42	)		—		(199	)
Recoveries		—		60			3			—		63			—			—			86			—		86
	$	30,493	$	3,250		$	411		$	—	$	34,154		$	26,434		$	4,787		$	102		$	29	$	31,352

	For the Year Ended December 31, 2021
(dollars in thousands)	Real Estate			Commercial			Other			Total
Allowance for loan losses:
Beginning balance	$	24,677		$	4,617		$	43		$	29,337
Provisions		3,982			(480	)		457			3,959
Charge-offs		(67	)		(501	)		(59	)		(627	)
Recoveries		—			157			86			243
	$	28,592		$	3,793		$	527		$	32,912

(dollars in thousands)
June 30, 2022	Real Estate		Commercial		Other		Unallocated		Total
Reserves:
Specific	$	—	$	2	$	—	$	—	$	2
General		30,493		3,248		411		—		34,152
Total allowance for loan losses	$	30,493	$	3,250	$	411	$	—	$	34,154
Loans evaluated for impairment:
Individually	$	7,534	$	6,403	$	—	$	—	$	13,937
Collectively		2,715,320		290,945		25,744		—		3,032,009
Total loans, net of deferred loan fees and unaccreted discount on acquired loans	$	2,722,854	$	297,348	$	25,744	$	—	$	3,045,946

June 30, 2021	Real Estate		Commercial		Other		Unallocated		Total
Reserves:
Specific	$	—	$	440	$	—	$	—	$	440
General		26,434		4,347		102		29		30,912
Total allowance for loan losses	$	26,434	$	4,787	$	102	$	29	$	31,352
Loans evaluated for impairment:
Individually	$	12,032	$	7,211	$	—	$	—	$	19,243
Collectively		2,311,711		368,441		9,811		—		2,689,963
Total loans, net of deferred loan fees and unaccreted discount on acquired loans	$	2,323,743	$	375,652	$	9,811	$	—	$	2,709,206

December 31, 2021	Real Estate		Commercial		Other		Unallocated		Total
Reserves:
Specific	$	—	$	30	$	—	$	—	$	30
General		28,592		3,763		527		—		32,882
Total allowance for loan losses	$	28,592	$	3,793	$	527	$	—	$	32,912
Loans evaluated for impairment:
Individually	$	10,340	$	10,385	$	—	$	—	$	20,725
Collectively		2,545,379		334,460		30,786		—		2,910,625
Total loans, net of deferred loan fees and unaccreted discount on acquired loans	$	2,555,719	$	344,845	$	30,786	$	—	$	2,931,350

Financing Receivable Credit Quality Indicators [Table Text Block]

(dollars in thousands)			Special
June 30, 2022	Pass		Mention		Substandard		Impaired		Total
Real estate:
Construction and land development	$	356,631	$	—	$	—	$	141	$	356,772
Commercial real estate		1,118,952		—		39,438		1,960		1,160,350
Single-family residential mortgages		1,200,243		—		56		5,433		1,205,732
Commercial:
Commercial and industrial		209,590		23,281		3,753		1,421		238,045
SBA		49,541		—		4,780		4,982		59,303
Other:		25,744		—		—		—		25,744
	$	2,960,701	$	23,281	$	48,027	$	13,937	$	3,045,946

(dollars in thousands)			Special
December 31, 2021	Pass		Mention		Substandard		Impaired		Total
Real estate:
Construction and land development	$	299,333	$	3,662	$	—	$	149	$	303,144
Commercial real estate		1,184,889		2,006		55,104		6,000		1,247,999
Single-family residential mortgages		1,000,385		—		—		4,191		1,004,576
Commercial:
Commercial and industrial		255,439		—		9,148		4,122		268,709
SBA		62,300		1,303		6,270		6,263		76,136
Other:		30,786		—		—		—		30,786
	$	2,833,132	$	6,971	$	70,522	$	20,725	$	2,931,350

Financing Receivable, Past Due [Table Text Block]

(dollars in thousands)	30-59		60-89		90 Days		Total		Loans Not				Non-Accrual
June 30, 2022	Days		Days		Or More		Past Due		Past Due		Total Loans		Loans (1)
Real estate:
Construction and land development	$	—	$	—	$	141	$	141	$	356,631	$	356,772	$	141
Commercial real estate		243		—		667		910		1,159,440		1,160,350		667
Single-family residential mortgages		3,064		3,660		2,933		9,657		1,196,075		1,205,732		5,433
Commercial:
Commercial and industrial		1,186		5		1,063		2,254		235,791		238,045		1,063
SBA		—		1,720		3,686		5,406		53,897		59,303		4,982
Other:		88		13		—		101		25,643		25,744		—
	$	4,581	$	5,398	$	8,490	$	18,469	$	3,027,477	$	3,045,946	$	12,286
Real estate:
Single-family residential mortgages held for sale	$	—	$	—	$	—	$	—	$	—	$	—	$	—

(dollars in thousands)	30-59		60-89		90 Days		Total		Loans Not				Non-Accrual
December 31, 2021	Days		Days		Or More		Past Due		Past Due		Total Loans		Loans (1)
Real estate:
Construction and land development	$	—	$	—	$	149	$	149	$	302,995	$	303,144	$	149
Commercial real estate		1,914		3,002		667		5,583		1,242,416		1,247,999		4,672
Single-family residential mortgages		10,554		2,238		2,680		15,472		989,104		1,004,576		4,191
Commercial:
Commercial and industrial		1,575		—		3,689		5,264		263,445		268,709		3,712
SBA		—		1,733		4,839		6,572		69,564		76,136		6,263
Other:		57		7		—		64		30,722		30,786		—
	$	14,100	$	6,980	$	12,024	$	33,104	$	2,898,246	$	2,931,350	$	18,987
Real estate:
Single-family residential mortgages held for sale	$	—	$	—	$	—	$	—	$	5,957	$	5,957	$	—

Impaired Financing Receivables [Table Text Block]

	Unpaid
(dollars in thousands)	Principal		Recorded		Related
June 30, 2022	Balance		Investment		Allowance
With no related allowance recorded
Construction and land development	$	173	$	141	$	—
Commercial and industrial		1,445		1,421		—
Commercial real estate		1,972		1,960		—
Single-family residential mortgage loans		5,616		5,433		—
Commercial - SBA		4,973		4,973		—
With related allowance recorded
Commercial-SBA		10		9		2
Total	$	14,189	$	13,937	$	2

	Unpaid
(dollars in thousands)	Principal		Recorded		Related
December 31, 2021	Balance		Investment		Allowance
With no related allowance recorded
Construction and land development	$	173	$	149	$	—
Commercial and industrial		4,096		4,096		—
Commercial real estate		6,059		6,000		—
Residential mortgage loans		4,365		4,191		—
Commercial - SBA		6,274		6,245		—
With related allowance recorded
Commercial and industrial		27		26		27
Commercial-SBA		18		18		3
Total	$	21,012	$	20,725	$	30

	Three Months Ended								Six Months Ended
	June 30, 2022				June 30, 2021				June 30, 2022				June 30, 2021
	Average		Interest		Average		Interest		Average		Interest		Average		Interest
(dollars in thousands)	Balance		Income		Balance		Income		Balance		Income		Balance		Income
With no related allowance recorded
Construction and land development	$	173	$	—	$	173	$	—	$	173	$	8	$	173	$	—
Commercial and industrial		1,452		6		470		7		1,464		13		480		15
Commercial real estate		1,979		33		1,953		33		1,988		64		1,967		67
Residential mortgage loans		5,636		—		10,403		—		5,649		—		10,407		—
Commercial - SBA		5,173		—		7,146		—		5,173		—		7,228		—
With related allowance recorded
Commercial and industrial		—		—		437		—		—		—		437		—
Other		13		—		28		—		15		—		30		1
Total	$	14,426	$	39	$	20,610	$	40	$	14,462	$	85	$	20,722	$	83