The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   36,594,995 657,592 SH   SOLE   657,592 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   7,940,461 150,416 SH   SOLE   150,416 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,342,090 81,361 SH   SOLE   81,361 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885   107,290,369 1,464,515 SH   SOLE   1,464,515 0 0
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   17,808,851 391,148 SH   SOLE   391,148 0 0
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   19,233,182 432,286 SH   SOLE   432,286 0 0
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   3,033,590 80,745 SH   SOLE   80,745 0 0
AMERICAN CENTY ETF TR AVANTIS CORE FI 025072562   49,275,665 1,243,393 SH   SOLE   1,243,393 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   29,300,895 136,805 SH   SOLE   136,805 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   31,862,753 199,779 SH   SOLE   199,779 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   20,421,845 269,916 SH   SOLE   269,916 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   80,141,496 611,954 SH   SOLE   611,954 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   65,605,548 336,836 SH   SOLE   336,836 0 0
VANGUARD INTL EQUITY INDEX FTSE SMCAP ETF 922042718   10,026,130 94,408 SH   SOLE   94,408 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   29,053,513 614,499 SH   SOLE   614,499 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   261,019,973 1,892,409 SH   SOLE   1,892,409 0 0
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858   47,509,071 1,211,657 SH   SOLE   1,211,657 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   36,570,346 618,160 SH   SOLE   618,160 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   5,234,347 84,575 SH   SOLE   84,575 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   80,388,793 1,152,032 SH   SOLE   1,152,032 0 0