Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
Assets
Cash and cash equivalents	$ 305,635	$ 321,097
Restricted cash	42,812	19,432
Pledged securities, at fair value	148,996	137,236
Loans held for sale, at fair value	1,811,586	2,449,198
Loans held for investment, net	269,125	360,402
Mortgage servicing rights	953,845	862,813
Goodwill	698,635	248,958
Other intangible assets	183,904	1,880
Derivative assets	37,364	49,786
Receivables, net	212,019	65,735
Committed investments in tax credit equity	177,322
Other assets	364,746	134,438
Total assets	5,205,989	4,650,975
Liabilities
Warehouse notes payable	1,941,572	2,517,156
Note payable	740,174	291,593
Allowance for risk-sharing obligations	62,636	75,313
Guaranty obligation, net	47,378	52,306
Deferred tax liabilities, net	225,240	185,658
Derivative liabilities	6,403	5,066
Performance deposits from borrowers	15,720	14,468
Commitments to fund tax credit equity investments	162,747
Other liabilities	425,912	313,193
Total liabilities	3,627,782	3,454,753
Equity
Preferred stock (authorized 50,000 shares; none issued)
Common stock ($0.01 par value; authorized 200,000 shares; issued and outstanding 32,049 shares at December 31, 2021 and 30,678 shares at December 31, 2020)	320	307
Additional paid-in capital ("APIC")	393,022	241,004
Accumulated other comprehensive income ("AOCI")	2,558	1,968
Retained earnings	1,154,252	952,943
Total stockholders' equity	1,550,152	1,196,222
Noncontrolling interests	28,055
Total equity	1,578,207	1,196,222
Commitments and contingencies (NOTES 2 and 10)
Total liabilities and equity	$ 5,205,989	$ 4,650,975