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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Assets    
Cash and cash equivalents $ 294,873 $ 120,685
Restricted cash 12,383 8,677
Pledged securities, at fair value 134,295 121,767
Loans held for sale, at fair value 3,227,287 787,035
Loans held for investment, net 342,056 543,542
Mortgage servicing rights 805,655 718,799
Goodwill and other intangible assets 251,002 182,959
Derivative assets 37,290 15,568
Receivables, net 51,837 52,146
Other assets 143,025 124,021
Total assets 5,299,703 2,675,199
Liabilities    
Warehouse notes payable 3,328,327 906,128
Note payable 292,272 293,964
Guaranty obligation, net 53,474 54,695
Allowance for risk-sharing obligations 70,495 11,471
Derivative liabilities 3,858 36
Performance deposits from borrowers 9,079 7,996
Other liabilities 427,073 358,624
Total liabilities 4,184,578 1,632,914
Equity    
Preferred stock (authorized 50,000; none issued)
Common stock ($0.01 par value; authorized 200,000; issued and outstanding 30,619 shares at September 30, 2020 and 30,035 shares at December 31, 2019) 306 300
Additional paid-in capital ("APIC") 230,302 237,877
Accumulated other comprehensive income (loss) ("AOCI") 1,468 737
Retained earnings 883,049 796,775
Total stockholders' equity 1,115,125 1,035,689
Noncontrolling interests   6,596
Total equity 1,115,125 1,042,285
Commitments and contingencies (NOTES 2 and 9)
Total liabilities and equity $ 5,299,703 $ 2,675,199