XML 13 R42.htm IDEA: XBRL DOCUMENT v3.20.1
GUARANTY OBLIGATION AND ALLOWANCE FOR RISK-SHARING OBLIGATIONS - Summary of Allowance for Risk-Sharing Obligations (Detail)
$ in Thousands
3 Months Ended 12 Months Ended 24 Months Ended
Mar. 31, 2020
USD ($)
Mar. 31, 2019
USD ($)
Dec. 31, 2019
USD ($)
loan
Dec. 31, 2013
Mar. 31, 2020
USD ($)
Jan. 01, 2020
USD ($)
Dec. 31, 2019
USD ($)
Allowance for Risk-Sharing Contracts              
Beginning balance $ 11,471 $ 4,622 $ 4,622        
Adjustment related to adoption of ASU 2016-13 31,570            
Provision for risk-sharing obligations 22,537 2,052          
Other (1,468) 8          
Ending balance $ 64,110 6,682 $ 11,471        
Number of defaulted loans | loan     2        
Amount of specific reserves placed on defaulted at risk loans             $ 6,900
Number of defaulted at risk loans on which loss sharing settlements were reached | loan     2        
Average loss rate for forecasted period 0.01%            
Charge off rate in forecasted period 0.07%     0.12%      
Weighted average charge off rate for the remaining period         0.0176% 0.0176%  
Allowance for risk-sharing obligations $ 11,471 $ 6,682 $ 4,622   $ 64,110   11,471
Fannie Mae DUS program              
Allowance for Risk-Sharing Contracts              
Maximum quantifiable contingent liability associated with guarantees         7,700,000    
Loans serviced              
Allowance for Risk-Sharing Contracts              
At risk servicing portfolio         94,800,000   $ 93,200,000
Fannie Mae DUS Program              
Allowance for Risk-Sharing Contracts              
At risk servicing portfolio         37,200,000    
CECL reserve for at risk servicing portfolio         $ 57,200 $ 34,700  
Weighted average remaining life of the at risk servicing portfolio 7 years 6 months