Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2019	Dec. 31, 2018
Assets
Cash and cash equivalents	$ 120,685	$ 90,058
Restricted cash	8,677	20,821
Pledged securities, at fair value	121,767	116,331
Loans held for sale, at fair value	787,035	1,074,348
Loans held for investment, net	543,542	497,291
Mortgage servicing rights	718,799	670,146
Goodwill and other intangible assets	182,959	177,093
Derivative assets	15,568	35,536
Receivables, net	52,146	50,419
Other assets	124,021	50,014
Total assets	2,675,199	2,782,057
Liabilities
Warehouse notes payable	906,128	1,161,382
Note payable	293,964	296,010
Guaranty obligation, net of accumulated amortization	54,695	46,870
Allowance for risk-sharing obligations	11,471	4,622
Deferred tax liabilities, net	146,811	125,542
Derivative liabilities	36	32,697
Performance deposits from borrowers	7,996	20,335
Other liabilities	211,813	187,407
Total liabilities	1,632,914	1,874,865
Equity
Preferred shares, authorized 50,000; none issued.
Common stock, $0.01 par value. Authorized 200,000; issued and outstanding 30,035 shares at December 31, 2019 and 29,497 shares at December 31, 2018	300	295
Additional paid-in capital ("APIC")	237,877	235,152
Accumulated other comprehensive income (loss) ("AOCI")	737	(75)
Retained earnings	796,775	666,752
Total stockholders' equity	1,035,689	902,124
Noncontrolling interests	6,596	5,068
Total equity	1,042,285	907,192
Commitments and contingencies (NOTES 2 and 9)
Total liabilities and equity	$ 2,675,199	$ 2,782,057