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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities      
Net income before noncontrolling interests and temporary equity holders $ 56,985,000 $ 100,958,000 $ 103,171,000
Adjustments to reconcile net income to net cash provided by (used in) operating activities:      
Gains attributable to the fair value of future servicing rights, net of guaranty obligation (179,681,000) (153,593,000) (141,917,000)
Change in the fair value of premiums and origination fees (NOTE 2) 1,865,000 3,130,000 (2,460,000)
Amortization and depreciation 238,682,000 237,549,000 226,752,000
Stock compensation-equity and liability classified 26,747,000 27,326,000 27,842,000
Provision (benefit) for credit losses 9,586,000 10,839,000 (10,452,000)
Indemnified and repurchased loans expenses - loan repurchase losses (Note 5) 20,092,000    
Deferred tax expense (benefit) (5,829,000) (2,500,000) 1,198,000
Goodwill impairment 0 33,000,000 62,000,000
Fair value adjustments to contingent consideration liabilities (8,243,000) (50,321,000) (62,500,000)
Cash paid to settle risk-sharing obligations     (2,008,000)
Impairment of real estate held for investment and equity method investment 18,615,000 721,000 4,970,000
Originations of loans held for sale (17,178,944,000) (11,803,213,000) (11,379,540,000)
Proceeds from transfers of loans held for sale 16,345,181,000 11,779,584,000 11,199,916,000
Other operating activities, net 7,736,000 4,901,000 776,000
Changes in:      
Receivables, net (83,479,000) (68,802,000) (35,309,000)
Other assets 29,203,000 (43,583,000) (9,691,000)
Other liabilities 37,174,000 53,363,000 16,734,000
Net cash provided by (used in) operating activities (664,310,000) 129,359,000 (518,000)
Cash flows from investing activities      
Capital expenditures (15,772,000) (12,961,000) (16,201,000)
Capital invested in equity-method investments (26,547,000) (19,406,000) (24,679,000)
Purchases of pledged available-for-sale ("AFS") securities (46,989,000) (51,400,000) (12,548,000)
Proceeds from prepayment and sale of pledged AFS securities 26,623,000 9,543,000 10,679,000
Originations and repurchase of loans held for investment (24,381,000) (37,928,000)  
Principal collected on loans held for investment   55,701,000 160,662,000
Other investing activities, net 9,725,000 18,316,000 8,956,000
Net cash provided by (used in) investing activities (77,341,000) (38,135,000) 126,869,000
Cash flows from financing activities      
Borrowings (repayments) of warehouse notes payable, net 824,546,000 33,705,000 189,736,000
Repayments of interim warehouse notes payable   (25,585,000) (119,835,000)
Repayments of corporate notes payable (331,856,000) (8,019,000) (122,046,000)
Borrowings of corporate notes payable 398,875,000   196,000,000
Repurchase of common stock (10,453,000) (12,381,000) (20,511,000)
Cash dividends paid (91,802,000) (88,634,000) (84,836,000)
Payment of contingent consideration (12,347,000) (34,317,000) (26,090,000)
Purchase of noncontrolling interests   (17,709,000)  
Debt issuance costs (16,011,000) (2,442,000) (5,834,000)
Other financing activities, net (2,824,000) 653,000 185,000
Net cash provided by (used in) financing activities 758,128,000 (154,729,000) 6,769,000
Net increase (decrease) in cash, cash equivalents, restricted cash, and restricted cash equivalents (NOTE 2) 16,477,000 (63,505,000) 133,120,000
Cash, cash equivalents, restricted cash, and restricted cash equivalents at beginning of period 327,898,000 391,403,000 258,283,000
Total of cash, cash equivalents, restricted cash, and restricted cash equivalents at end of period 344,375,000 327,898,000 391,403,000
Supplemental Disclosure of Cash Flow Information:      
Cash paid to third parties for interest 107,148,000 105,412,000 114,095,000
Cash paid for income taxes, net of cash refunds received $ 22,622,000 $ 32,340,000 $ 30,903,000