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INDEMNIFIED AND REPURCHASED LOANS - Location on the balance sheets (Details) - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
INDEMNIFIED AND REPURCHASED LOANS    
Indemnified loans $ 46,253 $ 24,617
Repurchased loans 36,926 12,309
Allowance for loan losses (5,410) (4,060)
Loans held for investment, net 77,769 32,866
OREO 14,756 14,756
Other asset, net 24,124 25,524
Total other assets related to indemnified and repurchased loans 116,649 73,146
Secured borrowings 83,402 59,441
Indemnification reserves 23,920 5,527
Total other liabilities related to indemnified and repurchased loans $ 107,322 $ 64,968