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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Cash Flows (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2022
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents        
Cash and cash equivalents $ 328,698 $ 299,315 $ 279,270 $ 225,949
Restricted cash 21,422 22,772 25,156 17,676
Pledged cash and cash equivalents 41,283 22,288 23,472 14,658
Total cash, cash equivalents, restricted cash, and restricted cash equivalents 391,403 $ 344,375 $ 327,898 $ 258,283
Allowance charge-off of loan held for investment $ 6,000