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SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Allowance for Risk Sharing Obligations (Details)
12 Months Ended
Dec. 31, 2025
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  
Percentage of losses borne by the company 10.00%
Reasonable and supportable forecast period used for determining CECL reserves 1 year
Period of time rate reverts to historical rate 1 year
Fannie Mae DUS program | Maximum  
SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES  
Term of targeted debt 15 years
Maximum delinquency period of loans at which initial loss recognition occurs 60 days
Amount of loss absorbed at time of loan default as a percent of the origination unpaid principal balance 20.00%