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Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2025
Dec. 31, 2024
Assets    
Cash and cash equivalents $ 299,315 $ 279,270
Restricted cash 22,772 25,156
Pledged securities, at fair value 224,954 206,904
Loans held for sale, at fair value 1,436,350 780,749
Mortgage servicing rights 808,145 852,399
Goodwill 868,710 868,710
Other intangible assets 141,877 156,893
Receivables, net 419,358 335,879
Committed investments in tax credit equity 241,401 313,230
Other assets 596,596 562,803
Total assets 5,059,478 4,381,993
Liabilities    
Warehouse notes payable 1,420,272 781,706
Corporate notes payable 829,218 768,044
Allowance for risk-sharing obligations 37,546 28,159
Deferred tax liabilities, net 237,001 241,386
Commitments to fund investments in tax credit equity 219,949 274,975
Other liabilities 569,630 527,860
Total liabilities 3,313,616 2,622,130
Temporary Equity    
Profit interests of a wholly owned subsidiary subject to possible redemption (1,036)  
Stockholders' Equity    
Preferred stock (authorized 50,000 shares; none issued)
Common stock ($0.01 par value; authorized 200,000 shares; issued and outstanding 33,389 shares as of December 31, 2025 and 33,194 shares as of December 31, 2024) 334 332
Additional paid-in capital ("APIC") 450,434 429,000
Accumulated other comprehensive income (loss) ("AOCI") 1,876 586
Retained earnings 1,282,390 1,317,945
Total stockholders' equity 1,735,034 1,747,863
Noncontrolling interests 11,864 12,000
Total permanent equity 1,746,898 1,759,863
Commitments and contingencies (NOTES 2 and 12)
Total liabilities, temporary equity, and permanent equity $ 5,059,478 $ 4,381,993