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GUARANTY OBLIGATION AND ALLOWANCE FOR RISK-SHARING OBLIGATIONS (Details 2) (USD $)
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Allowance for risk-sharing for the contingent portion of the guaranty obligation    
Beginning balance $ 15,670,000 $ 14,917,000
Provisions for risk sharing obligations 401,000 1,224,000
Write-offs   (1,619,000)
Ending balance 16,071,000 14,522,000
Maximum quantifiable contingent liability associated with guarantees $ 2,800,000,000