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GUARANTY OBLIGATION AND ALLOWANCE FOR RISK-SHARING OBLIGATIONS (Details) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Summary of guarantee obligation    
Beginning balance $ 21,155 $ 9,921
Guaranty obligation recognized, following the sale of loan 2,154 1,002
Amortization of guaranty obligation (957) (476)
Ending balance $ 22,352 $ 10,447
Maximum delinquency period of loans at which initial loss recognition occurs 60 days