CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2025	Jun. 30, 2024
Cash flows from operating activities:
Net income	$ 3,973,861	$ 1,006,198
Adjustments to reconcile net income to net cash provided by operating activities:
Stock-based compensation expense	1,626,718	1,334,089
Depreciation and amortization	3,921,100	2,726,027
Noncash lease expense	219,837	208,181
Deferred income taxes, net	674,512	222,555
Changes in operating assets and liabilities:
Accounts receivable	(8,691,128)	(9,527,978)
Other receivables	554,107	(64,218)
Prepaid expenses and other current assets	(164,323)	(453,935)
Accounts payable and accrued liabilities	5,276,312	23,737,050
Operating lease liability	(206,354)	(188,978)
Customer card funding	(9,576,918)	9,797,702
Net cash (used in) provided by operating activities	(2,392,276)	28,796,693
Cash flows from investing activities:
Purchase of fixed assets	(164,913)	(196,126)
Capitalization of internally developed software	(4,067,947)	(4,321,319)
Purchase of intangible assets	(20,675)	(122,600)
Net assets acquired in business combination	(2,000,000)	0
Net cash used in investing activities	(6,253,535)	(4,640,045)
Cash flows from financing activities:
Repurchase of common stock	(375,786)	0
Proceeds from exercise of options	591,534	24,000
Net cash provided by financing activities	215,748	24,000
Net change in cash and restricted cash	(8,430,063)	24,180,648
Cash and restricted cash, beginning of period	122,343,186	109,351,013
Cash and restricted cash, end of period	113,913,123	133,531,661
Cash and restricted cash reconciliation:
Cash	11,753,184	31,290,865
Restricted cash	102,159,939	102,240,796
Total cash and restricted cash	113,913,123	133,531,661
Supplemental cash flow information:
Non-cash assets acquired in business combination	13,558,637	0
Non-cash liabilities incurred in business combination	(7,608,637)	0
Cash paid for taxes	$ 379,491	$ 75,198