CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2024	Dec. 31, 2023
Current assets
Cash	$ 10,293,207	$ 16,994,705
Restricted cash	100,272,166	92,356,308
Accounts receivable, net	32,796,871	16,222,341
Other receivables	1,736,387	1,585,983
Prepaid expenses and other current assets	2,400,674	2,020,781
Total current assets	147,499,305	129,180,118
Fixed assets, net	1,138,492	1,089,649
Intangible assets, net	11,561,703	8,814,327
Operating lease right-of-use asset	2,900,611	3,215,025
Deferred tax asset, net	3,873,953	4,299,730
Total assets	166,974,064	146,598,849
Current liabilities
Accounts payable and accrued liabilities	35,349,723	26,517,567
Operating lease liability, current portion	424,366	383,699
Customer card funding	100,091,865	92,282,124
Total current liabilities	135,865,954	119,183,390
Operating lease liability, long-term portion	2,601,801	2,928,078
Total liabilities	138,467,755	122,111,468
Commitments and contingencies (Note 8)
Stockholders’ equity
Preferred stock: $0.001 par value; 25,000,000 shares authorized; none issued and outstanding	0	0
Common stock; $0.001 par value; 150,000,000 shares authorized, 54,324,382 and 53,452,382 issued at September 30, 2024 and December 31, 2023, respectively	54,324	53,452
Additional paid-in capital	23,935,238	21,999,722
Treasury stock at cost, 798,008 and 698,008 shares, respectively	(1,638,379)	(1,277,884)
Retained earnings	6,155,126	3,712,091
Total stockholders’ equity	28,506,309	24,487,381
Total liabilities and stockholders’ equity	$ 166,974,064	$ 146,598,849