CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	9 Months Ended
	Sep. 30, 2023	Sep. 30, 2022
Cash flows from operating activities:
Net income	$ 836,318	$ 314,680
Adjustments to reconcile net income to net cash provided by operating activities:
Gain on disposal assets	(4,862)	0
Stock-based compensation expense	2,158,420	1,623,994
Depreciation and amortization	2,848,194	2,131,234
Noncash lease expense	297,822	282,193
Changes in operating assets and liabilities:
Accounts receivable	(2,597,107)	(639,045)
Other receivables	66,596	(420,033)
Prepaid expenses and other current assets	(545,943)	(711,185)
Accounts payable and accrued liabilities	3,556,238	850,358
Operating lease liability	(269,017)	(253,390)
Customer card funding	(2,166,595)	27,775,501
Net cash provided by operating activities	4,180,064	30,954,307
Cash flows from investing activities:
Purchase of fixed assets	(218,133)	(75,661)
Capitalization of internally developed software	(4,781,853)	(2,508,348)
Net cash used in investing activities	(4,999,986)	(2,584,009)
Cash flows from financing activities:
Proceeds from exercise of options	9,600	0
Repurchase of common stock	(1,127,884)	0
Net cash used in financing activities	(1,118,284)	0
Net change in cash and restricted cash	(1,938,206)	28,370,298
Cash and restricted cash, beginning of period	89,897,351	68,671,070
Cash and restricted cash, end of period	87,959,145	97,041,368
Cash and restricted cash reconciliation:
Cash	9,936,627	7,981,953
Restricted cash	78,022,518	89,059,415
Total cash and restricted cash	87,959,145	97,041,368
Non-cash financing activities
Cash paid for taxes	185,310	27,374
Interest paid	$ 0	$ 221