CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($)	Sep. 30, 2023	Dec. 31, 2022
Current assets
Cash	$ 9,936,627	$ 9,708,238
Restricted cash	78,022,518	80,189,113
Accounts receivable, net	7,278,098	4,680,991
Other receivables	1,372,655	1,439,251
Prepaid expenses and other current assets	2,245,751	1,699,808
Total current assets	98,855,649	97,717,401
Fixed assets, net	1,149,497	1,255,292
Intangible assets, net	7,884,171	5,656,722
Operating lease right-of-use asset	3,317,016	3,614,838
Total assets	111,206,333	108,244,253
Current liabilities
Accounts payable and accrued liabilities	11,609,898	8,088,660
Operating lease liability, current portion	378,001	361,408
Customer card funding	78,022,518	80,189,113
Total current liabilities	90,010,417	88,639,181
Operating lease liability, long term portion	3,026,167	3,311,777
Total liabilities	93,036,584	91,950,958
Commitments and contingencies (Note 8)
Stockholders' equity
Preferred stock, $0.001 par value; 25,000,000 shares authorized; none issued and outstanding	0	0
Common stock, $0.001 par value; 150,000,000 shares authorized; 53,382,382 and 52,650,382 issued at September 30, 2023 and December 31, 2022, respectively	53,382	52,650
Additional paid-in capital	21,304,569	19,137,281
Treasury stock, at cost; 698,008 and 303,450 shares, respectively	(1,277,884)	(150,000)
Accumulated deficit	(1,910,318)	(2,746,636)
Total stockholders' equity	18,169,749	16,293,295
Total liabilities and stockholders' equity	$ 111,206,333	$ 108,244,253