CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($)	Jun. 30, 2022	Dec. 31, 2021
Current assets
Cash	$ 6,527,476	$ 7,387,156
Restricted cash	76,967,850	61,283,914
Accounts receivable	3,488,759	3,393,940
Other receivables	1,439,251	1,019,218
Prepaid expenses and other current assets	1,754,140	1,242,967
Total current assets	90,177,476	74,327,195
Fixed assets, net	1,410,947	1,642,981
Intangible assets, net	4,501,854	4,086,962
Operating lease right-of-use asset	3,806,793	3,993,655
Total assets	99,897,070	84,050,793
Current liabilities
Accounts payable and accrued liabilities	5,575,119	5,765,478
Operating lease liability, current portion	350,753	340,412
Customer card funding	76,967,850	61,283,914
Total current liabilities	82,893,722	67,389,804
Operating lease liability, long term portion	3,495,185	3,673,186
Total liabilities	86,388,907	71,062,990
Commitments and contingencies (Note 8)
Stockholders' equity
Preferred stock: $ 0.001 par value; 25,000,000 shares authorized; none issued and outstanding	0	0
Common stock; $ 0.001 par value; 150,000,000 shares authorized, 52,323,382 and 52,095,382 issued at June 30, 2022 and December 31, 2021, respectively	52,323	52,095
Additional paid-in capital	17,917,680	16,860,119
Treasury stock at cost, 303,450 shares	(150,000)	(150,000)
Accumulated deficit	(4,311,840)	(3,774,411)
Total stockholders' equity	13,508,163	12,987,803
Total liabilities and stockholders' equity	$ 99,897,070	$ 84,050,793