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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Cash flows from operating activities:    
Net income $ 611,684 $ 1,816,861
Adjustments to reconcile net income to net cash provided by operating activities:    
Change in noncontrolling interest (950) (8,287)
Stock based compensation 180,249 85,376
Depreciation and amortization 58,012 59,249
Gain on extinguishment of debts 0 (1,295,879)
Changes in operating assets and liabilities:    
Change in restricted cash (1,854,813) 463,794
Change in accounts receivable (310,278) 1,165,437
Change in prepaid expenses (209,245) (8,530)
Change in deposits 0 0
Change in accounts payable and accrued liabilities (949,745) 240,925
Change in customer card funding 1,854,813 (463,794)
Net cash provided by operating activities (620,273) 2,055,152
Cash flows from investing activities:    
Purchase of fixed assets (52,331) (76,367)
Purchase of intangible assets (186,448) (157,950)
Net cash used by investing activities (238,779) (234,317)
Cash flows from financing activities:    
Proceeds from borrowing 18,380 0
Payments on notes payable-related parties (5,000) (11,750)
Net cash used by financing activities 13,380 (11,750)
Net change in cash (845,672) 1,809,085
Cash, beginning of period 1,872,911 63,826
Cash, end of period $ 1,027,239 $ 1,872,911