SCHEDULE 13D/A 0001104659-25-020057 0001588428 XXXXXXXX LIVE 1 Common Stock 01/31/2026 false 0001495932 30212W100 EXP WORLD HOLDINGS, INC.

2219 Rimland Dr., Suite 301 Bellingham WA 98226

Frank Selden 206-550-9777 7000 Bahia Beach Blvd. Rio Grande PR 00745 0001588428 N Penny Sanford b OO N X1 0.00 26731114.00 0.00 26731114.00 26731114.00 N 16.51 IN (1) Shared voting and dispositive power based on 26,731,114 shares of common stock subject to the Penny L Sanford TTEE Gratitude 2022 Trust dated as of August 26, 2022. (2) Percent of Class Represented based on 161,893,096 shares of common stock issued and outstanding as of January 31, 2026. Common Stock EXP WORLD HOLDINGS, INC. 2219 Rimland Dr., Suite 301 Bellingham WA 98226 The amendment is being filed solely to reflect the death of Penny Sanford, who previously served as Trustee of the Penny L Sanford TTEE Gratitude 2022 Trust (the "Trust"). Upon Ms. Sanford's death, Frank Selden was appointed as the Trustee of the Trust. Penny Sanford /s/ Frank Selden 02/17/2026