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2. Summary of Significant Accounting Policies (Details Narrative) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Restricted cash $ 148,613 $ 141,508
Impairment of long lived assets 0 0
Advertising expense 164,000 60,000
Foreign currency loss $ (7,571) $ (1,542)
First Cloud Mortgage [Member]    
Equity interest owned 80.50%  
Computer Equipment [Member]    
Property and equipment useful lives 3 to 5 years  
Furniture and Fixtures [Member]    
Property and equipment useful lives 5 to 7 years