144 0001495547 XXXXXXXX LIVE 0001538716 Oportun Financial Corp 001-39050 2 CIRCLE STAR WAY SAN CARLOS CA 94070 (650) 810-8823 PARKER SCOTT T Former Affiliate Common Charles Schwab & Co., Inc.

3000 Schwab Way Westlake TX 76262

3417 23748.00 44009399 09/04/2025 NASDAQ Common 06/28/2024 Restricted Stock Lapse Oportun Financial Corp N 3417 06/28/2024 Equity Compensation Y The shares reported in this filing may be sold over various dates. 09/04/2025 Casey Mueller