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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Cash Flows from Operating Activities:    
Net (Loss) Income $ (18,305,438) $ 3,371,415
Adjustments to reconcile net income (loss) to cash provided by (used in) operating activities:    
Amortization of right of use assets 5,670,233 5,493,263
Depreciation, amortization, and accretion 24,989,186 22,398,171
Income taxes (136,669) (290,427)
(Gain) loss on disposition of assets (35,839) 720,691
Bad debt expense 385,091 318,520
Equity in (income) loss of unconsolidated affiliates (6,544,671) 17,283,281
Amortization of bond premium (1,262,729) (1,302,048)
Other investment loss (income) 19,874,269 (29,059,717)
Compensation paid in stock 1,061,755 917,795
Other 60,000 0
Changes in operating assets and liabilities:    
Accounts receivable 431,438 (610,863)
Interest receivable 27,165 101,869
Prepaid expenses (1,008,648) 162,245
Deferred policy acquisition costs (782,855) (389,266)
Other assets (281) (52,659)
Other liabilities, exclusive of debt (74,724) (83,785)
Accounts payable, accrued expenses, unpaid losses and loss adjustments, and other (1,810,360) 3,917,430
Lease liabilities (5,403,979) (5,356,529)
Unearned premiums 590,543 3,286,324
Deferred revenue 134,003 415,870
Net Cash Provided by Operating Activities 17,857,490 21,241,580
Cash Flows from Investing Activities:    
Payments on short-term payables for business acquisitions (14,513) (496,899)
Investment in unconsolidated affiliates 0 (21,000)
Capital expenditures (27,898,145) (32,201,191)
Proceeds from sales of investments 287,784,497 355,082,233
Purchase of investments (273,418,446) (294,263,327)
Net Cash (Used in) Provided by Investing Activities (13,546,607) 28,099,816
Cash Flows from Financing Activities:    
Proceeds from issuance of stock 525,256 0
Proceeds from borrowings 11,500,000 13,500,000
Stock repurchased (5,752,737) (18,350,693)
Contributions from noncontrolling interests 378,290 206,082
Distributions to noncontrolling interests (7,084,357) (37,512,061)
Repayments on borrowings (2,293,195) (1,272,962)
Collateral receipt (release), net 3,936,347 (4,127,540)
Offering costs (3,286) 0
Net Cash Provided by (Used in) Financing Activities 1,206,318 (47,557,174)
Net (Decrease) Increase in Cash, Cash Equivalents, and Restricted Cash 5,517,201 1,784,222
Cash, Cash Equivalents, and Restricted Cash, Beginning of Year 41,197,426 39,413,204
Cash, Cash Equivalents, and Restricted Cash, End of Year 46,714,627 41,197,426
Interest Paid in Cash 2,346,423 1,527,915
Supplemental Schedules of Non-cash Investing and Financing Activities    
Distribution receivable from real estate fund 4,405,100 0
Stock issued as consideration for redeemable noncontrolling interest 0 13,399,161
Investment transferred as compensation for stock repurchased $ 0 $ 1,474,292