CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest income
Interest and fees on loans	$ 4,365	$ 4,261	$ 12,652	$ 12,743
Interest and dividends on investments and deposits	464	758	1,676	2,276
Total interest income	4,829	5,019	14,328	15,019
Interest expense
Interest on deposits	539	597	1,703	1,799
Interest on borrowed funds	221	188	639	530
Total interest expense	760	785	2,342	2,329
Net interest income	4,069	4,234	11,986	12,690
Provision (credit) for loan losses	0	(50)	(1,420)	(789)
Net interest income after provision/credit for loan losses	4,069	4,284	13,406	13,479
Noninterest income
Service charge income	186	186	512	535
Fees for other services	68	75	198	232
Mortgage banking income	215	506	664	831
Income from bank owned life insurance	65	66	197	195
Net gain on sale of investments	545	1,034	1,373	1,227
Income from investment advisory services, net	49	79	206	246
Other income	30	33	93	97
Total noninterest income	1,158	1,979	3,243	3,363
Noninterest expense
Compensation, taxes and benefits	2,510	2,879	7,574	8,868
Occupancy	522	568	1,624	1,692
Computer processing	381	343	1,066	1,039
Professional fees	314	421	1,116	1,263
FDIC insurance premiums	102	88	389	619
Insurance	85	175	403	437
Advertising	92	101	313	314
Expenses (recoveries) on foreclosed real estate, net	(57)	63	40	441
Writedowns on foreclosed real estate	0	0	0	38
Directors' compensation	51	54	224	226
Supplies	33	68	146	197
Merger related expenses	335	0	947	0
Expenses related to sale of loans	0	51	0	247
Other expenses	341	396	928	1,120
Total noninterest expense	4,709	5,207	14,770	16,501
Income before provision for income taxes	518	1,056	1,879	341
Provision for income taxes	0	0	0	0
Net income	$ 518	$ 1,056	$ 1,879	$ 341
Earnings (loss) per common share - basic and diluted (in dollars per share)	$ 0.08	$ 0.16	$ 0.28	$ 0.05