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FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)
 9 Months Ended
Sep. 30, 2015
Fair Value Disclosures [Abstract]  
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]
Financial instruments whose contractual amounts represent credit risk at September 30, 2015 and December 31, 2014 were as follows:
 
 
 
September 30,
 
December 31,
 
(In thousands)
 
2015
 
2014
 
Commitments to extend credit:
 
 
 
 
 
 
 
Commercial real estate loan committments
 
$
12,573
 
$
30,254
 
Unused home equity lines of credit
 
 
21,081
 
 
19,084
 
Commercial and industrial loan commitments
 
 
12,080
 
 
12,587
 
Amounts due on other commitments
 
 
9,805
 
 
7,257
 
Commercial letters of credit
 
 
523
 
 
588