CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2015	Dec. 31, 2014
ASSETS
Cash and due from depository institutions	$ 17,910	$ 10,940
Federal funds sold	276	0
Cash and cash equivalents	18,186	10,940
Investment securities available-for-sale, at fair value	53,783	77,538
Investment securities held-to-maturity, at amortized cost	10,490	13,441
Loans held for sale	1,878	1,062
Loans receivable, net	381,008	363,259
Accrued income receivable	1,509	1,599
Foreclosed real estate	423	335
Premises and equipment, net	8,919	9,125
Bank owned life insurance	10,590	10,393
Federal Home Loan Bank ("FHLB") of Boston stock, at cost	4,548	4,548
Other assets	2,377	2,850
Total assets	493,711	495,090
Liabilities
Deposits	369,804	373,459
FHLB advances	57,731	53,762
Mortgagors' escrow accounts	2,141	4,341
Deferred tax liabilities	111	651
Other liabilities	2,163	2,006
Total liabilities	431,950	434,219
Stockholders' equity
Preferred stock, $.01 par value; 1,000,000 shares authorized; no shares issued or outstanding	0	0
Common stock, $.01 par value; 25,000,000 shares authorized; 7,002,366 shares issued; 7,002,208 shares outstanding at September 30, 2015 and December 31, 2014, respectively	70	70
Paid-in capital	58,797	58,698
Retained earnings	5,202	3,323
Unearned employee stock ownership plan ("ESOP") shares (294,387 shares at June 30, 2015 and December 31, 2014)	(2,480)	(2,480)
Treasury Stock, at cost (158 shares at September 30, 2015 and December 31, 2014)	(1)	(1)
Accumulated other comprehensive income, net of tax	173	1,261
Total stockholders' equity	61,761	60,871
Total liabilities and stockholders' equity	$ 493,711	$ 495,090