CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities
Net income (loss)	$ 1,361	$ (715)
Adjustments to reconcile net loss to cash provided by operating activities:
(Credit) provision for loan losses	(1,420)	(739)
Depreciation and amortization expense	405	369
Net (gain) loss on sales of foreclosed assets	8	59
Writedowns on foreclosed real estate	0	38
Mortgage banking activity:
Gain on sales of mortgage loans	(449)	(296)
Mortgage loans originated for sale	(8,145)	(10,682)
Proceeds from sale of mortgage loans	7,452	10,962
Net amortization of investment premiums and discounts	205	3
Net gain on sale of investments	(829)	(193)
Stock-based compensation	63	2
Net change in:
Accrued income receivable	33	(218)
Deferred loan fees	9	(7)
Cash surrender value of life insurance	(132)	(129)
Other assets	680	(466)
Other liabilities	129	294
Net cash (used in)/provided by operating activities	(630)	(1,718)
Cash flows from investing activities
Proceeds from maturities, calls and repayments of available-for-sale securities	14,849	17,285
Proceeds from sale of available-for-sale securities	12,248	7,224
Proceeds from maturities of held-to-maturity securities	829	2,569
Redemption of Federal Home Loan Bank stock	0	234
Purchase of available-for-sale securities	(16,773)	(59,168)
Loan originations net of principal payments	(9,749)	(5,938)
Purchase of premises and equipment	(381)	(395)
Loan proceeds held in escrow	0	(3,970)
Proceeds from the sale of commercial loans	0	580
Proceeds from the sale of foreclosed assets	288	1,604
Net cash (used in)/provided by investing activities	1,311	(39,975)
Cash flows from financing activities
Net change in time deposits	(7,219)	(2,851)
Net change in other deposit accounts	6,927	(2,016)
Proceeds from FHLB advances	15,097	38,000
Repayment of FHLB advances	(9,048)	(9,129)
Net change in mortgagors' escrow accounts	45	238
Change in other borrowings	0	(206)
Net cash provided by/(used in) financing activities	5,802	24,036
Net change in cash and cash equivalents	6,483	(17,657)
Cash and cash equivalents at beginning of period	10,940	26,374
Cash and cash equivalents at end of period	17,423	8,717
Non-cash investing activities:
Transfer of loans to foreclosed assets	0	391
Transfer of commercial loans to loans held for sale	0	3,957
Interest paid	1,572	1,529
Unrealized (losses) gains on available for sale securities arising during the period	$ (1,670)	$ 1,666