CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income
Interest and fees on loans	$ 4,207	$ 4,236	$ 8,287	$ 8,483
Interest and dividends on investments and deposits	594	856	1,212	1,518
Total interest income	4,801	5,092	9,499	10,001
Interest expense
Interest on deposits	593	598	1,164	1,203
Interest on borrowed funds	223	189	418	342
Total interest expense	816	787	1,582	1,545
Net interest income	3,985	4,305	7,917	8,456
Provision for loan losses	(1,420)	(739)	(1,420)	(739)
Net interest income after provision for loan losses	5,405	5,044	9,337	9,195
Noninterest income
Service charge income	175	176	327	350
Fees for other services	67	84	130	157
Mortgage banking income	232	177	450	325
Income from bank owned life insurance	66	63	132	129
Net gain on sale of investments	413	34	829	193
Income from investment advisory services, net	113	74	156	168
Other income	31	33	62	63
Total noninterest income	1,097	641	2,086	1,385
Noninterest expense
Compensation, taxes and benefits	2,583	2,973	5,064	5,989
Occupancy	562	582	1,102	1,124
Professional fees	392	323	802	842
FDIC insurance premiums	125	270	288	531
Insurance	143	117	318	262
Computer processing	339	327	686	697
Expenses on foreclosed real estate, net	78	168	97	378
Writedowns on foreclosed real estate	0	11	0	38
Directors' compensation	78	70	172	172
Advertising	104	118	220	213
Supplies	46	60	112	129
Merger related expenses	612	0	612	0
Expenses related to sale of loans	0	196	0	196
Other expenses	343	376	589	724
Total noninterest expense	5,405	5,591	10,062	11,295
Income (loss) before provision (benefit) for income taxes	1,097	94	1,361	(715)
Provision (benefit) for income taxes	0	0	0	0
Net income (loss)	$ 1,097	$ 94	$ 1,361	$ (715)
Earnings (loss) per common share - basic and diluted (in dollars per share)	$ 0.16	$ 0.01	$ 0.20	$ (0.11)