FHLB ADVANCES (Tables)

3 Months Ended

Mar. 31, 2015

Long-Term Federal Home Loan Bank Advances [Abstract]

Schedule of Debt [Table Text Block]

The following table presents certain information regarding our FHLB advances during the periods or at the dates indicated.

	At March 31, 2015					At December 31, 2014
			Weighted					Weighted
	Amount		Average			Amount		Average
(Dollars in thousands)	Due		Cost			Due		Cost
Year of maturity: (1)
2015	$	9,818		0.55	%	$	6,792		0.73	%
2016		16,375		0.85	%		16,068		0.85	%
2017		22,713		1.56	%		21,021		1.59	%
2018		7,723		2.53	%		5,743		2.90	%
2019		3,371		2.61	%		3,420		2.59	%
2020 - 2024		1,579		1.26	%		383		0.18	%
2025 - 2028		335		-			335		-
Total FHLB advances	$	61,914		1.37	%	$	53,762		1.43	%

    (1) Amount due includes scheduled principal payments on amortizing advances.