Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Cash flows from operating activities
Net loss	$ (6,421)	$ (9,552)
Adjustments to reconcile net loss to cash provided by operating activities:
Provision for loan losses	4,150	17,005
Depreciation and amortization expense	515	532
Net loss on sales of foreclosed assets	68	69
Writedowns on foreclosed real estate	60	75
Gain on sale of loans	(852)	(1,605)
Loans originated for sale	(28,616)	(64,789)
Proceeds from sale of loans held for sale	31,576	66,395
Net amortization from investments	344	270
Amortization of intangible assets	0	20
Provision for deferred taxes	0	(3,050)
Stock-based compensation	0	184
Net change in:
Accrued income receivable	288	88
Deferred loan fees	(99)	(92)
Cash surrender value of life insurance	(211)	(226)
Other assets	1,309	(1,504)
Other liabilities	(644)	(504)
Net cash provided by operating activities	1,467	3,425
Cash flows from investing activities
Proceeds from maturities and repayments of available-for-sale securities	3,555	5,738
Proceeds from sale of available-for-sale securities	749	300
Proceeds from maturities of held-to-maturity securities	6,030	3,178
Redemption of Federal Home Loan Bank stock	473	335
Purchase of available-for-sale securities	(10,203)	(4,216)
Purchase of held-to-maturity securities	0	(7,386)
Loan originations net of principal payments	31,634	26,169
Purchase of premises and equipment	(169)	(407)
Proceeds from the sale of foreclosed assets	674	804
Net cash provided by investing activities	32,743	24,515
Cash flows from financing activities
Net change in time deposits	(21,065)	(22,439)
Net change in other deposit accounts	6,161	14,960
Repayment of FHLB advances	(12,445)	(17,972)
Net change in mortgagors' escrow accounts	(2,279)	(2,573)
Change in other borrowings	(1,369)	8,509
Unawarded stock compensation	0	(3)
Common stock repurchased	0	(1)
Cash dividends to common stockholders	0	(599)
Net cash used in financing activities	(30,997)	(20,118)
Net change in cash and cash equivalents	3,213	7,822
Cash and cash equivalents at beginning of period	23,229	18,069
Cash and cash equivalents at end of period	26,442	25,891
Supplementary Disclosures of Cash Flow Information:
Transfer of loans to foreclosed assets	954	356
Cash paid during the period for:
Interest	2,945	4,266
Income taxes	0	198
Unrealized (losses) gains on available for sale securities arising during the period	$ (1,285)	$ 587