Consolidated Statements of Operations (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Interest income
Interest and fees on loans	$ 4,416	$ 5,491	$ 14,488	$ 17,190
Interest and dividends on investments and deposits	267	397	879	1,215
Total interest income	4,683	5,888	15,367	18,405
Interest expense
Interest on deposits	652	887	2,190	2,956
Interest on borrowed funds	173	370	716	1,260
Total interest expense	825	1,257	2,906	4,216
Net interest income	3,858	4,631	12,461	14,189
Provision for loan losses	300	10,312	4,150	17,005
Net interest income (loss) after provision for loan losses	3,558	(5,681)	8,311	(2,816)
Noninterest income
Service charge income	195	210	555	615
Gain on sales of loans	124	708	852	1,605
Fees for other services	139	165	429	553
Mortgage servicing income	88	68	255	187
Income from bank owned life insurance	71	75	211	226
Income from investment advisory services, net	68	46	207	154
Other income	25	23	72	77
Total noninterest income	710	1,295	2,581	3,417
Noninterest expense
Compensation, taxes and benefits	3,046	2,711	8,620	8,025
Occupancy	604	564	1,802	1,714
Professional fees	312	576	1,608	1,113
FDIC insurance premiums	227	185	682	506
Insurance	149	36	430	109
Computer processing	197	179	577	548
Expenses on foreclosed properties, net	96	66	655	332
Writedowns on foreclosed properties	0	0	60	75
Property taxes on loan sales	11	0	776	0
Directors compensation	64	152	275	486
Advertising	115	122	310	408
Office supplies	61	63	170	169
Deposit related charge	0	0	0	712
Other expenses	417	359	1,348	1,019
Total noninterest expense	5,299	5,013	17,313	15,216
Loss before provision (benefit) for income taxes	(1,031)	(9,399)	(6,421)	(14,615)
Provision (benefit) for income taxes	0	(3,238)	0	(5,063)
Net loss	$ (1,031)	$ (6,161)	$ (6,421)	$ (9,552)
Loss per common share - basic and diluted (in dollars per share)	$ (0.16)	$ (0.93)	$ (0.97)	$ (1.44)