INVESTMENT SECURITIES (Details) (USD $) In Thousands, unless otherwise specified	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Available-for-sale securities:
Amortized Cost Basis	$ 29,051	$ 23,264
Gross Unrealized Gains	464	724
Gross Unrealized Losses	(1,529)	(504)
Fair Value	27,986	23,484
Held-to-maturity securities:
Amortized Cost Basis	19,257	25,519
Gross Unrealized Gains	99	588
Gross Unrealized Losses	0	0
Fair Value	19,356	26,107
US Government Agencies Debt Securities [Member]
Available-for-sale securities:
Amortized Cost Basis	6,600	1,006
Gross Unrealized Gains	34	23
Gross Unrealized Losses	0	0
Fair Value	6,634	1,029
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Available-for-sale securities:
Amortized Cost Basis	10,088	13,270
Gross Unrealized Gains	411	690
Gross Unrealized Losses	0	0
Fair Value	10,499	13,960
Held-to-maturity securities:
Amortized Cost Basis	19,257	25,519
Gross Unrealized Gains	99	588
Gross Unrealized Losses	0	0
Fair Value	19,356	26,107
Collateralized Mortgage Backed Securities [Member]
Available-for-sale securities:
Amortized Cost Basis	3,895	974
Gross Unrealized Gains	12	11
Gross Unrealized Losses	0	0
Fair Value	3,907	985
Mortgage-backed Securities, Issued by Private Enterprises [Member]
Available-for-sale securities:
Amortized Cost Basis	268	314
Gross Unrealized Gains	1	0
Gross Unrealized Losses	0	(20)
Fair Value	269	294
Subtotal [Member]
Available-for-sale securities:
Amortized Cost Basis	20,851	15,564
Gross Unrealized Gains	458	724
Gross Unrealized Losses	0	(20)
Fair Value	21,309	16,268
Auction-Rate Trust Preferred Securities [Member]
Available-for-sale securities:
Amortized Cost Basis	7,700	7,700
Gross Unrealized Gains	0	0
Gross Unrealized Losses	(1,529)	(484)
Fair Value	6,171	7,216
Mutual fund - mortaged - backed securities [Member]
Available-for-sale securities:
Amortized Cost Basis	500
Gross Unrealized Gains	6
Gross Unrealized Losses	0
Fair Value	$ 506