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FINANCIAL INSTRUMENTS WITH OFF-BALANCE-SHEET RISK (Tables)
 9 Months Ended
Sep. 30, 2013
Fair Value Disclosures [Abstract]  
Schedule of Fair Value, Off-balance Sheet Risks [Table Text Block]
Financial instruments whose contractual amounts represent credit risk at September 30, 2013 and December 31, 2012 were as follows:
 
 
 
 
September 30,
 
December 31,
 
(In thousands)
 
2013
 
2012
 
Commitments to extend credit:
 
 
 
 
 
 
 
Commercial loan committments
 
$
9,171
 
$
4,327
 
Unused home equity lines of credit
 
 
18,972
 
 
21,434
 
Commercial and industrial loan commitments
 
 
11,765
 
 
13,134
 
Amounts due on other commitments
 
 
8,075
 
 
20,790
 
Commercial letters of credit
 
 
2,152
 
 
3,964