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REGULATORY MATTERS (Tables)
 9 Months Ended
Sep. 30, 2013
Banking and Thrift [Abstract]  
Schedule of Capital Units [Table Text Block]
The following table is a summary of the Company’s consolidated capital amounts and ratios and the Bank’s actual capital amounts and ratios as computed under the standards established by the Federal Deposit Insurance Act at September 30, 2013.
 
At September 30, 2013
 
Adequately Capitalized
Requirements
 
 
Individual Minimum
Capital Requirements (3)
 
 
Actual
 
(Dollars in thousands)
 
$
 
%
 
 
$
 
%
 
 
$
 
%
 
The Company Consolidated
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1  Leverage Capital (1)
 
 
N/A
 
N/A
 
 
 
N/A
 
N/A
 
 
$
60,507
 
12.39
%
Tier 1 Risk-Based Capital (2)
 
 
N/A
 
N/A
 
 
 
N/A
 
N/A
 
 
 
60,507
 
18.11
%
Total Risk-Based Capital (2)
 
 
N/A
 
N/A
 
 
 
N/A
 
N/A
 
 
 
64,768
 
19.39
%
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1  Leverage Capital (1)
 
$
19,614
 
4.00
%
 
$
44,132
 
9.00
%
 
$
51,368
 
10.48
%
Tier 1 Risk-Based Capital (2)
 
 
13,445
 
4.00
%
 
 
N/A
 
N/A
 
 
 
51,368
 
15.28
%
Total Risk-Based Capital (2)
 
 
26,890
 
8.00
%
 
 
43,696
 
13.00
%
 
 
55,654
 
16.56
%
 
(1) Tier 1 capital to total assets.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(2) Tier 1 or total risk-based capital to risk-weighted assets.
 
 
 
 
 
 
 
 
 
 
 
 
 
(3) Effective June 4, 2013.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
At December 31, 2012
 
Adequately Capitalized
Requirements
 
 
Actual
 
(Dollars in thousands)
 
$
 
%
 
 
$
 
%
 
The Company Consolidated
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1  Leverage Capital (1)
 
 
N/A
 
N/A
 
 
$
66,929
 
12.71
%
Tier 1 Risk-Based Capital (2)
 
 
N/A
 
N/A
 
 
 
66,929
 
19.35
%
Total Risk-Based Capital (2)
 
 
N/A
 
N/A
 
 
 
71,378
 
20.64
%
 
 
 
 
 
 
 
 
 
 
 
 
 
The Bank
 
 
 
 
 
 
 
 
 
 
 
 
Tier 1  Leverage Capital (1)
 
$
21,087
 
4.00
%
 
$
52,618
 
9.98
%
Tier 1 Risk-Based Capital (2)
 
 
14,105
 
4.00
%
 
 
52,618
 
14.92
%
Total Risk-Based Capital (2)
 
 
28,210
 
8.00
%
 
 
57,162
 
16.21
%
 
(1) Tier 1 capital to total assets.
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
(2) Tier 1 or total risk-based capital to risk-weighted assets.